Owing to the economical airfares alongside a fast-rising travel network, airports have started to get packed. Due to this, travellers avail the facility of airport lounge access. The lounges refer to a zone where people can relax and take advantage of comfortable seating, complimentary meals, Wi-Fi facility, shower facility, and so on. However, keep in mind that only members can enjoy these services since it is not open to everyone. Thus, you can opt for an airport lounge access credit card to avail these services. 

Ways to Reduce Your Travel Expenses Using Airport Lounge Access Credit Card Mentioned below are certain tips with which you can reduce the burden of the travel cost with your credit cards:  ●      Check the Discounts and Offers While booking an airline ticket, check whether you can travel there by paying lower charges using your credit card. Before planning to travel, take a look at your credit card issuer’s website to check whether they are providing any discount or cashback offers. Furthermore, if your card issuer has a tie-up with a travel agency, they might provide your air tickets free of cost. You can also collect the reward points and use additional offers in order to reduce the travelling expenses on your credit card. ●      Select a Co-Branded Credit Card Often, some financial technology (fintech) organisations form a partnership with travelling companies to boost their customer base. Furthermore, fintech companies partner with hotels as well, thereby helping you get substantial discounts on your staying and dining expenditures. In this way, they enable you to diminish your travel expenses with airport lounge access credit card. ●      Getting Reward Points  If your credit card issuer provides you reward points for your loyalty, do use them while making payment. Generally, when using travel cards, you can pay for air travel partly via your cards and the rest by using the reward points on your cards. In this way, you will be able to reduce your travel expenses on your airport lounge access credit card. Having an idea about the ways of lowering your travel expenses with a lounge access credit card may help you to use this specialised credit card with more efficiency. Now if you are wondering how to apply for a credit card with lounge access, consider the following steps. Steps to Apply for a Credit Card with Lounge Access The steps to apply for a credit card with lounge access are discussed below: Step 1: Visit the website of your desired financial institution Step 2: Enter your credentials to login   Step 3: Below the ‘credit cards’ option, choose the airport lounge access credit card as per affordability Step 4: Check your eligibility for a credit card Step 5: Insert the necessary details and upload the required documents Step 6: Click on ‘Apply’ button Upon completion of all these steps, your airport lounge access credit card application will be submitted. Types of Airport Lounge Access Credit Cards Plenty of companies across India offer this specialised version of a credit card. Some of the well-known airport lounge access credit cards include SBI Elite Credit Card, Citi Premier Miles Credit Card, ICICI Bank Rubyx Credit Card, Axis Bank Select Credit Card, and so on. Among them, the SBI Elite Credit Card is very popular. Eligibility Criteria of SBI Elite Credit Card Following are the eligibility criteria to apply for an SBI Elite Credit Card: ●      The applicant must be an Indian citizen ●      Applicant needs to be either a self-employed or a salaried person ●      Age limit for self-employed applicants must be between 21 years and 70 years ●      Age limit for salaried applicants must be between 21 years and 55 years ●      An applicant should have at least Rs. 60000 monthly income. If you meet the eligibility criteria, you need to collect the necessary documents in order to avoid a last-moment rush. Documents Required for SBI Elite Credit Card Documents required to apply for an SBI Elite Credit Card are as follows: ●      Identity proof (comprises PAN card, Aadhaar card, driving license, voter ID card) ●      Address proof (includes Aadhaar card, ration card, electricity bill) ●      Income proof (comprises a copy of Income Tax Returns, salary slip of last 3 months, Form 16) After you fulfil the eligibility criteria and collect the necessary documents, you can proceed towards applying for this card. Steps to Apply for SBI ELITE Credit Card If you desire to apply for the SBI ELITE Credit Card, follow these simple steps as stated below: Step 1: Navigate to the official website of the State Bank of India (SBI) Step 2: Go to the ‘Credit Cards’ section Step 3: From the available credit card options, select ‘SBI ELITE Credit Card’ Step 4: Fill out the application form with your personal details Step 5: Upload the necessary documents accordingly Step 6: Conduct a cross-check on your application form Step 7: Click on ‘Submit’ After completing these steps, your application for an SBI ELITE Credit Card will be submitted successfully. Having a clear idea about airport lounge access credit cards alongside their application procedure will help you use these cards with more effectiveness. Hence, if you want to avail this card, visit the website of your preferred financial institution and choose the best option for you.