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Mr Narasimhan said the farmers should be convinced into diversification of crops, rather than a set pattern of farming, by showing them model farming and pilot projects.
He said timely availability of credit is more important and it should be made available to the peasant, when he needs it more by cutting down the procedural delays.
He said general perception is that access to credit is involved with huge process, which delays release of
credit, when it is needed the most.
Change the process of making credit facilities available to farmers in time, he said, adding that NABARD has to really look at the interest of farmers in a big way. Rural industrialisation can increase profit margin and solve
the unemployment problem.
NABARD should rather provide consultancy to rural people and upgrade their skills, so they can get suitable
employment in those industries, he said, adding that the concept of Farmers Producers Organisations is very good, but needs to be modified to make it profitable to farmers with small holdings.
He said during his visit to Srikakulam, he found farmers with small land holding that the returns they get are
very less. FPOs should come together, combine the land holding and encourage joint cultivation, Mr Narasimhan noted.

The Governor said the concept of SHG is very good and NABARD has done really a good job in that sector.
Minor irrigation should be encouraged as major irrigation takes more time and needs lot of funds, he said, adding that there used to be thousands of water bodies in and around the Hyderabad city, which have vanished now.
NABARD should offer its consultancy in reviving these water bodies and encourage minor irrigation as it is more advantageous to the farmers, said the Governor.
R Subramanian, Regional Director of RBI, Dr P Radhakrishnan, NABARD Chief General Manager ( Telangana region), K Suresh Kumar, Chief General Manager, NABARD, AP region, bank officials, members of self help groups and farmers attended the programme.
Awards were given to farmers with innovative practices and best performing FPOs of AP and Telangana, on the occasion.
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