Friday, Mar 29 2024 | Time 17:33 Hrs(IST)
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Business Economy


SBI announces celebratory delights for retail customers

Kolkata, Sep 28 (UNI) To bring in cheer and spread festive joy amid the pandemic,
the nation’s largest lender State Bank of India (SBI) presents a slew of special
offers for its retail customers.
The Bank has announced a 100% waiver in the processing fee for all customers
applying for Car, Gold, and Personal loan through YONO.
The bank is offering the lowest interest rate starting from 7.5% to customers
opting for the car loan. They will also get 100% on-road finance on select models.
SBI has announced special festive offers on home loans for home buyers. There
would be a complete waiver on processing fees on home loans for homebuyers in
approved projects.
The bank is also providing special concessions up to 10bps on the interest rate for
the customers based on their credit score and loan amount. Additionally, homebuyers
can avail 5bps interest concession if they apply for a home loan via YONO (YOU ONLY
NEED ONE APP).
There’s good news for Gold loan customers as well, as they now have flexible
repayment options for up to 36 months at the lowest interest of 7.5%.
To enhance the availability and affordability of credit to individuals in the times of the
current crisis, the bank is offering Personal loans with lending rates as low as 9.6%.
With digital banking increasingly gaining momentum especially in the current scenario,
SBI’s flagship banking and lifestyle platform YONO is all set to provide an extra layer of
convenience to its customers by offering them in-principal approval on the Car and Gold
loan application.
SBI customers can also avail a pre-approved paperless personal loan on YONO at the
comfort of their homes in just 4 clicks. They can simply check their eligibility via SMS by
typing PAPL < space > < last 4 digits of SBI a/c no. > to 567676.
CS Setty, MD (Retail & Digital Banking), SBI, said, “It is SBI’s constant endeavor to
work towards benefits of its valuable customers by offering them products and services
suiting their needs and requirements and at the same time going easy on their wallets.
With the economy recovering gradually, we hope to see a boost in consumer spends
and at the same time ensure SBI’s helping hand to all those in addressing their financial
needs to have a pleasant festive season.”
UNI SJC BM
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