Business EconomyPosted at: Sep 18 2025 1:12PM


Google introduces ‘Agent Payments Protocol (AP2)’ to ease AI agent transactions

New Delhi, Sep 18 (UNI) Google introduced ‘Agent Payments Protocol (AP2)' to securely initiate and transact agent-led payments across platforms, said an official statement.
The Agent Payments Protocol (AP2) is an open protocol developed with leading payments and technology companies. This supports different payments–from credit and debit cards to stablecoins and real-time bank transfers.
It will allow a consistent, secure, and scalable experience for users and merchants, while also providing financial institutions with the clarity they need to effectively manage risk.
‘AP2’ builds trust by using Mandates–tamper-proof, cryptographically-signed digital contracts that serve as verifiable proof of a user’s instructions.
These mandates are signed by verifiable credentials (VCs) and act as the foundational evidence for every transaction.
Mandates basically address the two primary ways a user will shop with an agent: (i) Real-time purchases (human present) and (ii) Delegated tasks (human not present).
Moreover, AP2's flexible design provides a foundation to support both simple and entirely new commercial models.
“To accelerate support for web3ecosystem, in collaboration with Coinbase, Ethereum Foundation, MetaMask, and launched the A2A×402 extension, a production-ready solution for agent-based crypto-payments,” said the official statement.
“ We’re already collaborating with a diverse group of more than 60 organizations to help shape the future of agentic payments, including Adyen, American Express, Ant International, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, PayPal, Revolut, Salesforce, ServiceNow, UnionPay International, WorldPay, and more,” it added.
This can also be used as an extension of the ‘Agent2Agent (A2A) protocol’ and ‘Media Context Protocol (MCP).’
The ‘Agent2Agent (A2A) Protocol’ was previously introduced by Google allows AI agents to communicate and collaborate with each other, and the Media Context Protocol (MCP) is an open standard protocol that acts as a universal interface.
MCP enables AI models, particularly the Large Language Models (LLMs), to communicate with and access external tools.
AP2 provides a trusted foundation to drive the new era of AI-driven commerce. It establishes the core building blocks for secure transactions, creating a clear opportunity for industry–including networks, issuers, merchants, technology providers, and end users-to innovate on adjacent areas like seamless agent authoriation and decentralised identity, said the official statement.
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